The ABCs of CDs – Certificates of Deposit
So you’ve got a bit of money tucked away. Maybe it’s in a low- or no-interest savings account, or a checking account. You know it could be working harder for you. It may be time to consider what many...
View ArticleWhich CD Is Right for Me?
Not every CD is right for every saver. In this post, you’ll find tools to help you make the best choice for your goals, priorities and circumstances. It boils down to finding the right balance of...
View ArticleHow to Build a CD Ladder
There’s really no way around it; the best interest rates at any given time tend to come with the longest-term CDs. Five-year CDs generally pay more than two-years, two-years generally pay more than...
View ArticleNominal vs. Real CD Interest Rates and What It Means for Your CDs
When it comes to your CD rates, do you know the difference between nominal and real interest rates? Don’t feel bad if you don’t. Many consumers today are in the exact same boat. But a recent post by...
View ArticleA Reminder from Bargaineering On How Easy Saving Can Be
A Harris Poll released earlier this year pointed out the shocking fact that 27% of U.S. citizens have no savings and 34% currently have nothing saved for their retirement. But a new post over at...
View ArticleAlly Asks: What Should You Do With a Financial Windfall?
It’s a financial fantasy that almost everyone has had: a large amount of money falls unexpectedly into your lap. While many people think of how such a surprise could benefit their wallets, they often...
View ArticleAlly Asks: What Financial Decision Are You Most Thankful That You Made?
A lot of financial decisions are made in the hopes that they’ll someday pay off. That payoff might come as significant earned interest generated by a thoughtfully created CD ladder. Or it could be a...
View ArticleMoney Market vs. No Penalty CDs: How to Choose
When you’re trying to decide on a savings account, you’ve got plenty of options. A money market account includes many of the same features and perks as a no penalty certificate of deposit. But they’re...
View ArticleBump Up CDs: Raise Your Rates in 2014
Does the rough start to 2014 in the stock market have you craving more stability in your investment portfolio? If so, consider bank certificates of deposit. Ally Bank’s Raise Your Rate CD is one option...
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